How to Use Tech to Manage Personal Finances

How to Use Tech to Manage Personal Finances
Avatar photo
Written by Carol Trehearn

Personal finance is an area that many people struggle with, even those that have a comfortable salary. Personal finance is often something that somebody must teach themselves or ask a friend/family member, which is a shame because it is such a valuable skill to possess and can positively impact your life in many ways.

Fortunately, in today’s day and age, it is easier than ever to manage your personal finance thanks to advances in technology. There are different ways that you can use tech to manage your finances and improve your financial situation – read on for a few key ways.

Learn from Experts

One of the best ways to use technology to manage your personal finances is to simply learn from experts. The internet and social media make it simple to get financial tips and advice from financial experts who could help you to achieve your financial goals in both the short and long-term. The best places to go for information include:

  • Financial blogs
  • Online communities
  • Newsletters
  • Podcasts
  • Following personal finance experts on social media

Use Budgeting Apps

Budgeting is an area that gives many people a headache, but it is now easier than ever, thanks to the many different budgeting apps available. These apps can be used to take control of your financial situation and to draw up a budget that will help you to achieve your goals, as well as identify the best ways that you can make savings.

How to Use Tech to Manage Personal Finances


Automation has transformed many areas of life in recent times, including banking. You never have to worry about missing a payment again with automation as you can simply set up automatic payments, as well as set up other automated tasks like moving money into a savings account or paying student loans. Just be sure to watch your finances so that you are in control.

Apply for Small Loans Online

If you ever encounter a financial emergency, such as needing to pay for a household repair, then it can be a significant cause of stress. Small loans are a smart way to manage these situations, and you can easily apply for no credit check loans online and get the money deposited straight into your account in no time at all.

This will be a loan that is granted without the lender carrying out a comprehensive review of your credit rating but instead will use a “soft credit check”.

Robo Investing

Many people want to get involved with investing, and this can be a smart way to improve your financial situation. Still, it can also be incredibly daunting and a complex area to understand.

Robo-investment platforms can make investing simple and easy for all and could make a huge difference to your savings over the long-term. You can learn about the best Robo-advisors from places like Nerd Wallet.

These are just a few ways that you can use technology to manage your personal finances. Those that are intelligent with their personal finances can achieve their long and short-term financial goals, but this is also an area that many people struggle with, which is why it is helpful to know how to use technology to improve your situation.

Identity Magazine is all about guiding women to discover their powers of Self-Acceptance, Appreciation, and Personal Achievement.

We ask that every contributor and expert answer the Identity questions in keeping with our theme. Their answers can be random and in the moment or they can be aligned with the current article they have written.

In that way, and as a team, we hope to encourage and motivate each other, thus inspiring you to “Get All A’s”.

1. What have you accepted within your life, physically and/or mentally? What are you still working on accepting?

I’ve accepted that I am where I am and that’s a good thing. 

2. What have you learned to appreciate about yourself and/or within your life, physically and mentally? What are you still working on to appreciate?

 I have found that when I appreciate everything I’m in a good space.  I need to be more mindful of my tolerance of others.

3. What is one of your most rewarding achievements in life? Tell us what makes YOU most proud? Share the goals and dreams that you still have?

I’m proud of living my dream of an alternative lifestyle on a smallholding surrounded by animals.  My dream is to make enough time to write and paint more.

Photo by Windows on Unsplash

About the author

Avatar photo

Carol Trehearn

Carol has a love for freelance writing.

Leave a Comment