8 Ways Women Can Pay for Rehab When They Desperately Need It

8 Ways Women Can Pay for Rehab When They Desperately Need It
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Written by TeamIdentity

There are many ways for women to pay for rehab so they can live a life free from addiction. 

Rehab is a critical step in the recovery process when it comes to drug and alcohol addiction. It helps you to physically detox from substances and then start to work through the emotional connection as well. You’ll often start therapy sessions and attend groups while in rehab to get the foundation you need to go home and walk out recovery from there. But finding the money to go can be a challenge.

How can you pay for rehab when it means being away from work? What can you do when finances are tight? Here are 8 ways women can pay for rehab when they desperately need it to start their recovery journey.

8 Ways Women Can Pay for Rehab When They Desperately Need It

Your Health Insurance

Did you know that most insurance policies cover mental health treatments including counseling and rehab? Depending on your policy, you may have to meet a deductible first or pay a percentage of the bill. The good news is that addiction treatment is becoming more accepted as a medical condition, so this means that more options are becoming available to women who need treatment for addiction.

Your Employer’s Employee Assistance Program (EAP)

If you’re lucky enough to have an Employee Assistance Program (EAP) at work, it can be incredibly helpful in finding a treatment facility.  An EAP is a free service that employers provide that offer confidential counseling, referrals to local treatment centers, and sometimes even assistance with insurance claims so that you can pay for women’s rehab.

Free or Cheap Programs Close to Home

Some places offer free programs for people trying to break free from addiction. You can start your search locally, especially for programs that are based on the weekends or evenings to fit around your work schedule. Community organizations, churches, and other local facilities sometimes subsidize the cost of rehab treatment programs to ensure you get the help you need to break free from addiction. Additionally, women can sometimes get detox help at their local hospital or through the county health department. These services are often income-based and offer a sliding payment scale to make it more affordable.

Scholarships, Grants, and Women-Only Programs

Rehab facilities sometimes offer scholarships and grants for women to get the help they need. If you don’t ask, you’ll never know. When you contact a rehab facility, you can ask about scholarships and funding options available for women and income-based options as well. They can let you know if they have any at their facility and how to apply.

A 12-Step Program

Did you know that 12-step programs are free or low-cost and can be used by anyone, regardless of their income? They’re a great resource because they provide support and guidance to everyone struggling with addiction issues. They help you to be part of a community of people all working toward sobriety and can even get you set up with an individual sponsor. There are different types of 12-step programs, depending on the substances you abuse. The most well-known is Alcoholics Anonymous (AA). Some people might be better suited for Narcotics Anonymous (NA) if they have a drug addiction. Each has its own set of rules and guidelines for sobriety, but all share the belief that people must work together in order to stay sober.

A Loan From a Family Member

A family member or even a friend might be willing to lend you money to pay for rehab. The best option is to have them pay the facility directly instead of giving you the money. This can remove any temptation to use your resources for something other than rehab. This is an option, but it’s not guaranteed and an strain your relationships.

A Crowdfunding Site

Crowdfunding is a way to raise money for a specific project, but you can also use it to help pay for your recovery. Raising enough money to pay for rehab, therapy, and incidentals while you’re receiving treatment can take a while using these sites. Plus, some people are leery of giving to causes like this because there is no guarantee that you will use the money for what you say it will be used for.


Making enough money to pay for rehab can be as simple as using your insurance, or as complex as running a crowdfunding campaign. There are many ways for women to pay for rehab so they can live a life free from addiction. 

Photo by Dan Meyers on Unsplash

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